If you are unsure what level of coverage is best for you, your property manager can give you some guidance.
We’ve listed the MUST HAVES in your policy:
. Damage from animals to the interior of your property, not including your tenants’ pets or vermin and pests.
. The effects of natural disasters or fire.
. Vandalism and theft by someone who didn’t have the consent of you or your tenants to enter the property.
. Your legal liability for claims arising from accidents onsite which result in bodily harm or death of someone on the property, not including you or your family.
. Your legal liability for claims where your tenants’ or their guests’ property was damaged in the rental property.
Make sure you are adequately covered. Australia has a competitive insurance market, with plenty providing landlord coverage, so take the time to shop around for comprehensive and cost-effective policy.
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